At Home Customer Care Representative – Best Legitimate Work At Home Opportunity For You

Work from home job opportunities is a new trend and is becoming more popular every day. Today with work from home job opportunities you can make money from the comfort of your home, setting your own work schedule. One of the best work from home job opportunity that you can choose is to work as an – At Home Customer Care Representative or Virtual Customer Service Agent or Virtual Call Center Agents.

When looking for legitimate home-based work you should consider working for as a Virtual Customer-Service Agent. This is the best and most legitimate work at home job opportunity. You can set your own hours and pick an account that’s ideally suited to your knowledge and interests.

Armed with the technology of high-speed internet connections and call routing software solutions, call center simply route their incoming customer service calls to your personal computer. These are incoming and inbound calls only. No telemarketing or selling is involved. Typical call center agents perform duties, such as, taking and logging orders, processing transactions, appointment setting, providing customer assistance and making various types of reservations.

Working as a home-based call center agent provides a legitimate way for stay-at-home moms, individuals with disabilities, retirees, college students. This is a great opportunity for those who are looking for supplemental income and an opportunity with weekend hours available during the day, evening and graveyard for maximum flexibility. Expect to make an realistic income of $8 to $15 per hour depending on your experience, call volume and accounts. Be prepared to work a minimum of 20 hours per week, although some agents work 40 hours to 60 hours when their schedule permits.

As you typically work from your home, in addition to having a pleasant voice and strong customer-service skills, you must have high-speed Internet access, a computer, a landline, and a quiet place to work — all of which you pay for on your own. Since all hiring, training and scheduling is conducted online and you don’t even have to get out of your living room to get a job. No joining fees is involved!

Some nice virtual call center companies are listed below;

1. West at home agent : West at Home agents handle calls for a variety of products and services. From customer service calls to order processing, every agent receives web based certification to handle these incoming calls on behalf of some of the nation’s premier companies in the wireless, retail, Internet, restaurant, and other industries.

2. Alpine Access : This call center operates in Arizona, Colorado, Texas and Utah states. You have to undergo series of test and interviews before you are selected as Virtual customer-service agent. With submission of your application, you will receive an invitation and upon successful completion of Pre-interview screening, then Voice Audition and telephonic interview with an Alpine Access Recruiter, you will receive a job offer at Alpine Access!! All the agents are employees of Alpine Access. All agents are paid typically at the rate of $9.00 per hour. Alpine access pays every two weeks. Agents are need to work a minimum 20 hours per week.

3. Arise Virtual Solutions Inc : Formally known as Willow CSN. Arise accept and service inbound customer service / sales calls from Willow Clients, from home, using a computer, a telephone line and a broadband access connection. After you begin servicing a Willow client, you have the potential to earn an average of $10 to $14 per hour from home.

4. Liveops : A LiveOps Independent Teleservices Agent handles telephone calls on behalf of LiveOps’ clients. LiveOps pays Agent’s per minute of talk time. Agents can earn up to $15 an hour. They offer lots of support and give incentives for certain high volume call times. They do require a $30 background check fee. You can work for them as many or as little hours as you want.

5. Teletech : The [email protected] program provides the best of both worlds for those who want the flexibility and freedom of working from the comfort of their own home. Currently Hiring Home Agents – Alabama, Arizona,Colorado, Connecticut, Georgia, Illinois, Massachusetts, Nevada, New York, Pennsylvania, South Carolina and Utah. Teletech pays $10 to $12 per hour.

O’corrance, eCallogy, Customer Loyalty Concepts and Working Solutions are some other virtual call centers. LiveOps , West at home agent and Arise hire agents as independent contractors.

All of these companies hire year-round, and they’re all eager for great talent now as they prepare for a very busy holiday season.” If you are looking to work from home, then virtual customer care representative job is very suitable for you. Best of luck!

Elder Care and Filial Support Laws

Could you be legally liable for paying for the care of an elder parent? Under something called Filial Support Laws, you most certainly could in thirty states.

Imagine you pick up your mail one day and start rifling through it. Junk mail, bills…and then you come across something looking suspiciously like a letter from a law firm. You open it and learn you need to pay $30,000 in nursing home bills for your mom or they home will sue you. Talk about a shocking piece of mail!

Can this actually happen? In 30 states, it most definitely can happen and does all the time. The laws are extremely old. They originated in England when public assistance was limited. Families were expected to band together and pick up the cost of care for family members. Public assistance was available, but only intended for elders who had no family.

When the United States was settled, much of the legal standard the country adopted was based on English law. It was, after all, what people new. The Filial Support Laws were part of that body of laws and thus adapted. Although 30 states have these laws, each state has a slightly different version. In some states, only the children of the person are responsible for providing care while other states expand the requirement to include grandchildren! In California, it is a misdemeanor to not comply with the law! In other states, family members can sue other family members to make them pitch in on the cost of care.

At this point, you are probably very interested in seeing a list of the states that have such laws. In alphabetical order, they are Alaska, Arkansas, California, Connecticut, Delaware, Georgia, Idaho, Indiana, Iowa, Kentucky, Louisiana, Maryland, Massachusetts, Mississippi, Montana, Nevada, New Hampshire, New Jersey, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Dakota, Tennessee, Utah, Vermont, Virginia, and West Virginia.

The interesting thing is these laws sat dormant for a very long time. Only recently have they gained the attention of, oddly enough, senior housing facilities such as nursing homes. These facilities are using the laws to try to get family members to pay the bill or at least get motivated to help persuade Medicare to cover the bills.

You might be thinking this is one of those things that sounds nasty, but rarely happens. In truth, it is occurring more and more as the baby boomer generation continues to reach their golden years. With the massive loss of value in retirement accounts due to the current economic troubles, one can suspect it is only going to get worse.

Health Care Fraud Program Expansion and Senior Medical Patrol Capacity Building Grants

The Administration on Aging, also known as AoA, is a federal government agency operating within the United States Department of Health and Human Services that’s generally responsible for ensuring the well-being of older Americans in their independent communities through the provision of grants and support programs sanctioned by the Congress in the Older Americans Act.

The grants and programs of the AoA are all designed to make a contribution to the realization of its main agency mission which is to”develop a comprehensive, coordinated and cost-effective system of home and community-based services that helps elderly people maintain their health and self-reliance in their homes and communities.”

In line with this mission, the Administration on Aging has recently established the Health Care Fraud Program Expansion and Senior Medical Patrol Capacity Building Grants in an effort to augment the capacity of the Senior Medicare Patrol (SMP) program to reach more Medicare and Medicaid beneficiaries, their families and caregivers, while concentrating on fraud prevention and identification.

The Senior Medicare Patrol Program has been running for a minimum of 10 years and has consistently received funding from the AoA. Each SMP grantee operates a state-wide programme with maximum funding of $180,000 each year provided by Older Americans Act funds.

The funds received by the grantees will be utilized to support the training and mobilization of senior volunteers who provide client education to beneficiaries. One of the primary objectives of the client education initiatives that are covered under the program is the significance of medicare fraud prevention.

With this, The SMP Program attempts to empower the aged through raised awareness and understanding of medicare programs that would protect them from the economic and health-related implications associated with Medicare and Medicaid fraud, error, and abuse.

Basically, the programme announcement not only intends to increase awareness of Medicare and Medicaid beneficiaries of medicare fraud prevention, identification and reporting through expansion of SMP program capacity; it also attempts to develop and implement new innovations in fraud education by expanding collaborative efforts with law enforcement partners, CMS and other associations with an indisputable record of health care fraud prevention.

To support these initiatives, the AoA is ready to administer funds in the amount of $7.3 million.

The institutions and associations who will be assumed eligible to submit an application under this programme are the following:

a) Existing SMP grantees from California, Florida, Illinois, Louisiana, Minnesota, New York, Texas, Arizona, North Carolina, New Jersey, Pennsylvania, Nevada, Ohio, New Mexico, and Georgia.

Make Window Shutters Part of Your Dream Home

Don’t dream of that new home, or of making your old home into your dream home, without including window shutters. Include quality, custom made shutters in your plans to enhance the beauty, livability, and value of your home.

Even in these recessionary times, home improvements are both practical and affordable, providing you do the research and find the best deals you can. Such “homework” makes it possible for you to still enjoy some of those “dream home” factors you had in mind when you bought or planned that house made in heaven you’ve been looking forward to. Don’t neglect the beauty and security customized or carefully selected windows and window shutters can add to your home.

When thinking about traditional shutters, you probably think about those exterior shutters you see on many homes. But don’t neglect the beauty of interior shutters — shutters that add a touch of elegance, ventilation, and light to kitchens and even bathrooms. Good shutters add a nice touch as room separators, and even create personalized, private spaces within large interior spacing in a room. Make that single, large basement space or loft area into two useful “rooms” with separators and wardrobes topped by shutters.

Traditional wooden shutters by quality manufacturers are sold at many “Big Box” retail stores and home improvement stores. They come in reasonable prices made from a wide variety of woods. Many times, you can find discounts on durable, practical vinyl shutters at home improvement stores, even hardware stores. Shop around for good deals near you.

Remarkable things, however, are being done with window shutters made from a variety of new materials that look and feel exactly like fine woods — but are more durable than wood and more “green,” i.e., environmentally friendly, than wood. Such window treatments may cost more, but they also can be purchased with a huge amount of customization and are carefully installed by quality craftsmen who know what they’re doing. Don’t trust your “dream home” to just anyone; let the custom shutter pros out there do the work and get it done right.

Check carefully online and through your local home builders association and you’ll find quality, custom shutters manufactured and installed for YOUR home in a way that will help that dream home become a reality.

The Pundits Are Wrong: Home Ownership Does Matter

Since the Real Estate crash pundits from all over have been saying that the new norm is less home ownership and more people renting. The financial gurus have also started saying there is no financial gain in the long run to home ownership. See what happens when the markets drop: people’s homes go underwater and foreclosures sky rocket.

I want to take a few lines of this newsletter to rehash some of the issues of our present foreclosure market. 1) A large portion of the homes that are being foreclosed were sold to investors with 100% financing. Why do you think the hardest hit states are Florida, Arizona, Nevada and California? Another large portion consists of people who had no business buying homes. They got 100% financing with no credit and no incentive to make payments. 2) Wall Street wanted to make their fees so all they (seemingly) required was that the people be breathing in order to get a loan. They knew the FED would back them when the BS hit the fan. All that and here we are today with people, and even the President, saying we need to rethink home ownership and the mortgage tax deduction.

I disagree with the premise that a community is no better off with a high ownership rate than one with a low ownership rate. Common sense will tell anyone that this doesn’t ring true. A community depends on stability of its people to thrive and continue to make the quality of life better for everyone. In a community with high rental housing people always come and go. The job market is always in flux because people keep moving. They have no ties to the community. As an example, the house next to me is a rental and in the last 18 months they have had 4 different tenants.

This causes a domino effect. The local schools have trouble keeping teachers because enrollment changes so much from year to year. Vital services such as police and fire are always in flux because of the unstable population. Rental homes are never taken care of like homes that are owned by the people living in them. Yes, I know that’s not always the case but in general you can tell a rental from a home that is owned.

Now don’t get me wrong, I own rental property so I’m not against it. There will always be some people who don’t want to be or are not meant to be home owners and who need someone else to take on that responsibility. Unfortunately, that was part of the problem with the real estate mess we have now. The people in the house never really took ownership; most looked at it as a rental with benefits.

One of the problems I see in the future is that people who only rent will always be paying someone to have a place to live, even as they get older. If this isn’t possible, they may have to move in with the kids. Not a pleasant situation in many cases. As investors we need to figure out the best way to position ourselves to provide a service, and make a living.

As I’m writing this piece I have the TV news on. The anchorwoman is talking about how the housing market is continuing to decline and more people will be going into foreclosure. And isn’t it a shame that all these people are losing their homes and the equity they thought they were going to have at retirement. (Equity that, by the way, was highly inflated, but that wasn’t part of the conversation) Wouldn’t they be better off renting? Next some economist came on and gave all the reasons why it’s better to rent. (I was trying to write them down; I plan on using some of them the next time I talk to a potential tenant, the guy was pretty convincing!)

I believe as investors we can insert ourselves into this conversation and let people know we’re the experts and can help them with their choices. By doing this you can position yourself to make money with renters and people that want to buy. Now you’re the expert in both areas. You’re meeting the needs of people who want to own, but aren’t sure what they need to buy a home in the current economy. And you’re helping people who don’t want the responsibility of home ownership. One thing I would do if you’re going to buy single family rentals is buy them in areas that have high owner occupancy. These homes will have a higher value and will be more desirable rentals.

I found this list of homeownership by countries on the Internet. As you can see the U.S. is not even close to the top of the list. I got this from a Google search so you can get more info if you like. Home ownership is still important to the country as a whole. As an investor, though, you need to be in both the rental business and the find, fix, and sell programs. Be pro active and get involved in the market and in the conversation.

Acne Treatments and Vein Removals at Genesis Day Spa & Salon, Nevada – Review

Genesis is the foremost Medical Spa in the Northern Nevada. What started as a location, which offered cosmetic services, such as makeup, hair, facial, massage, Botox and laser hair removal quickly developed and expanded its services for the photo rejuvenation, acne treatments and vein removal among the major ones.

Hundreds and thousands of dollars have been invested in the new state-of-the-art technologies, equipment and training. It comes in the category of highest volume in Nevada in the employ of cosmetic fillers including Perlane, Restylane, radius and Botox and provides many of hair and skin care products for homes use like the IS clinical, Glymed, Obagi, Jane Iredale mineral makeup, Image and bumble and bumble among the major ones.

Various additional services such as hair transplant surgery for both women and men are also provided at Genesis sap and salon. Hair can be easily transplanted to almost any area over the body with the eyebrows and scalp among the highly popular.

Genesis is a full service day spa and salon, having robes, gowns as well as spa sandals are provided to the guests of Genesis. In addition, amenities like the fresh fruit juices, herbal tea and lemon water are offered. The lunch is presented with several multi services. All of the spa services incorporate the use of the latest spa amenities, excluding lash and brow tinting and waxing.

Genesis spa and salon has also been trained and licensed to offer the virtual reality hair system, the hair replacement system which is replaced and installed once every month. The outcomes are superb and again provide alternatives, which do not need surgery to get a head full of hair that looks purely natural.

Downwind From the Nevada Test Site in the 1950’s

On January 27, 1951, with the atmospheric condition right, the airplane flying over Frenchman Flat, Nevada, dropped a one-kiloton bomb. Thus began the atmospheric nuclear testing program. The test site was chosen for its location, sparse population and a prevailing easterly wind.

In declassified transcripts which were released between 1978 and 1980 it was shown scientists had known of the risk of fission products as early as 1947. They warned the government that the atomic bomb testing could be deadly for humans and animals during and after the tests.

Instead of taking heed of these warnings the government issued alerts and statements of procedures and announcements of upcoming shots. They issued booklets describing what to expect from the “flash” or the light caused by the shot. Residents were warned to wear the darkest sunglasses they could find with an added precaution of wearing two sets of sunglasses if they looked at the flash. But it would be best to turn away. Residents of the region were told not to view the flash with binoculars or rifle scopes. The government stated if they felt, “precautions are indicated,” test management would make announcements of the approximate time with its recommended precautions.

I have spoken with long time residents of Washington, Kane and Iron counties in southern Utah and neighboring residents in northern Arizona. As young school age children they would stop playing and watch the skies as the clouds came over them. They trusted their government, they learned their lesson the hard way.

Some of the “blast” or shockwaves were heard as far away as Albuquerque, New Mexico approximately 660 miles from the test site and Los Angeles, Calif. over 300 miles from the site. The government touted the most effective precaution would be to simply open doors and windows if you were at home, work or school. If you happened to be driving it was suggested you roll down the windows in your car. By opening the windows and doors the pressure would be equalized and reduce the risk of property damage.

The above-ground nuclear testing in Nye County, Nevada carried nineteen radioactive materials resulting in fallout contaminating southwestern Utah, northern Arizona and southeastern Nevada. The Test Organization of the Atomic Energy Commission (AEC) promised to hold exposure to a minimum. The public was told that the exposure would not be to the extreme of the enemy bombs which were designed to do the most damage, but rather were “low yield tests, conducted under controlled conditions…”.

It was explained to the public that the radioactive cloud would realize its heaviest fall-out that may extend for several miles from ground zero but would not extend beyond the Las Vegas Bombing and Gunnery Range.

The government did state that the radioactive clouds do leave a traceable trail of “lightly-radioactive particles” which could be detected by very sensitive instruments. They said the path started out in a narrow trail and widened eventually covering the earth. But they AEC also let everyone know that, “It does not constitute a serious hazard to any living thing outside the test site.”

The Radioactive Exposure Screening Education Program (RESEP), is a medical out-reach and educational program offered by Dixie Regional Medical Center out of Saint George, Utah. Under the direction of a qualified physician residents who were exposed and meet the specific criteria are screened for any of the nineteen associated cancers, with recommendations for follow-up care as may be needed.

Warren Stucki in his novel, Boy’s Pond, relates to life in the 1950s growing up in southern Utah, downwind of the Nevada test site. How a young Mormon’s life and beliefs are threatened and changed forever. He faces the trials and tribulations that radiation exposure and nuclear fallout cast on the families in the southern Utah region. The changes brought into his life by devastating illnesses, loss of life, destroyed dreams and friendships left only to his memory.

Reiki – Las Vegas, Nevada Options for Attunements and Training

If you are looking for practitioners who offer Reiki, Las Vegas Nevada has several. Other areas of the country have few or none, but in many cities with higher populations (like Las Vegas) more and more Reiki practitioners are opening shop.

Reiki is both a healing touch therapy and a form of energy medicine. Research has shown that healing touch is an effective form of complementary medicine. The National Center for Complementary and Alternative Medicine (NCCAM) is currently sponsoring research into how and if Reiki works in various health conditions.

All of this research has led to the increased popularity of a healing art that was once only available for high fees from a select few practitioners. Beginning in the United States, with Hawaii, the practice has spread throughout the country, but slowly and gradually.

Sometimes it is an additional therapy offered to complement or augment other therapies. For example, one Reiki Las Vegas Nevada practitioner offers reflexology as well as Reiki therapy. Reflexology is classified by the NCCAM as a form of “Manipulative and Body-Based Practices”, along with chiropractic care and massage therapy.

In some states, Florida for example, Reiki practitioners are also required to be licensed massage therapists, even though traditional Reiki treatments require only a light touch or no physical touch at all. Massage therapy, of course, requires physical manipulation and contact. It is therefore contraindicated in some medical conditions, such as advanced osteoporosis.

There are no contraindications for Reiki treatment, although some practitioners do not recommend treatment for those with existing mental health issues. Personally, I became aware of Reiki after I had studied the healing chakras and was able through meditation and further study of Reiki to “cure” my own anxiety and depression.

Critics often refer to Reiki as a form of “faith healing”, but it is not related to a specific religion and works with all religions or no religion at all. The only requirement is that the practitioner is aware of and able to access the universal life energy that surrounds and permeates our bodies.

When it comes to studying Reiki, Las Vegas Nevada schools are not listed in the Natural Healers Guide, but schools must pay for and request a listing, so there may be some schools in the city that offer Reiki classes. Some practitioners who advertise under “Reiki Las Vegas Nevada” in the yellow pages are licensed by the state to offer treatment, but currently none advertise that they offer seminars or Reiki initiation.

New e-books are available on-line that are inexpensive and allow people to become initiated and learn in the privacy of their own homes. If you would like to learn more about the healing art, please visit Understanding Reiki.com, an informational site for those interested in Reiki.

Article 7: Christmas Gold in Tonopah, Nevada

Weather forecasts in Reno warned of a snowstorm down to 3500 feet beginning at noon on Saturday. I’d driven up the day before and was now checked out of my motel and waiting for my daughter, Heather, to take her math final at 2 p.m. before leaving on Christmas break from the University of Nevada-Reno. She and her college buddy, Brittany, would be heading back with me to Las Vegas for the holidays. We were crossing our fingers that the forecasts were wrong.

The temperature dropped and light flurries began. I went to the corner gas station for a cup of hot coffee. On my way into the store I spied a young college kid sitting Indian style on the cold pavement by the newsstands just outside the doors. He politely asked for any loose change I could spare. I gave him what I had–not much at all. Inside I was pouring my coffee into the cup when I overheard one of the employees say to the other, “There’s some kid outside. I’m going to tell him to move on.” I felt badly about their lack of sensitivity, especially in this cold weather. I redirected my attention to a sale rack of hats and gloves and grabbed a set for myself…purple for wisdom would do nicely, I thought.

I got in my car with strong desires to find more change for this young man. He was still there–evidently he’d come up with a reasonable excuse for being there and hadn’t been shooed away after all. I was relieved. But search as I may, I couldn’t find any more change in my purse or in the car. I know! I’ll pull some money for him from an ATM. Checked my watch. Yes, I’d have just enough time. I was off to the nearest bank drive-through and just obtaining the cash when Heather called. She was done with her final. I told her I’d meet her at her dorm in a couple of minutes.

It was snowing harder now. I drove back through the gas station and slowed to a stop to where the young man could see me between the parked cars. I rolled down my window and motioned him to my car. “Me?” he asked, pointing to his chest.

“Yes, you,” I smiled. He came to my car and I extended a twenty dollar bill. “I hope this helps. Merry Christmas.”

He beamed with delight. “Oh, thank you! Thank you. I’m going to go get something to eat!” He literally ran to the doors of the gas station. I batted back the forming tears, choked back the swelling lump in my throat, offered a silent blessing on him and drove on to the dorm.

By the time Brittany and Heather had cleared their possessions out of their dorms and loaded them into the SUV–including lacrosse sticks, snowboard, two computers, other paraphernalia and at least 100 pounds of dirty laundry each–we were ready to head out of town. The snow was sticking and the roads were covered and slippery.

A couple of cars had slid into the ditch between the highway. Tow-trucks were already on the scene helping them out. But something worse had happened further on, beyond our seeing. One fire truck, then two. An ambulance and police cars. We were still inching along at about 5 miles an hour. Fernley was a long ways off.

In the other direction there was no traffic at all. Logic dictated that there must have been a bad accident there which had closed down the highway altogether in that direction. A few minutes later and we watched a snow plow make a path for the ambulance on the Reno-bound side of the highway. Whoever had been hurt was now headed for the hospital. We were grateful for that. More calls home.

It took 2 hours to get to Fernley. The five-car pile-up we saw was enough of a warning to everyone not to take chances. All drivers were giving one another lots of distance and space for safety. Every once in a while some know-it-all would go by at an unreasonable speed. We saw several fishtail skid marks in the snow of their lessons learned.

Alternate 95 was virtually untraveled and unplowed. Remnant paths of cars gave indications of lanes. It was a tense, long drive. Brittany fell asleep. Heather kept me company. With my eyes glued to the road, I was able to enjoy several hours of her tellings of college life. That was why I had volunteered for this road trip–once Heather gets home she is always so involved with her siblings and friends–I seem to miss out on the one-to-one conversations which bring connectedness. I’d really been missing Heather. This was bittersweet–I was getting all the lowdown, but at the same time I was stressing over the drive. I was grateful for her insomnia.

From Fernley to Tonopah we drove an additional 6 hours. It was as bad in Tonopah as it had been in Reno. I felt blessed that we’d traveled thus far without incident. Heather and I had formed a routine of communication. When lights would appear in the distance, she would call out “Snowplow” which meant to slow to a crawl because we’d soon be in a white-out as they drove by, blinding us with the offspray of snow. I’d give her a heads-up on cars coming up from behind so she wouldn’t think I’d dozed if she heard repetitive thumping sounds from shoulder grooves when I’d scoot over to allow for passers. I wouldn’t go so far as to say we were getting good at this, but we’d quickly come up with survival skills. It was a team effort.

In Tonopah we stopped at the gas station, hoping to get hot beverages and hopefully information on the storm. Here we would make a decision on whether to push on through or get a hotel room for the night. The fellow was more than a little strange. Not at all what we needed at a time like this. He was very non-committal in his response but admitted he’d heard that “maybe” the roads were a “little” better just past Goldfield.

“How far is that?” I asked.

“Half an hour,” a flat response.

“Normally or in weather like this?” Brittany pinned him down.

“26 miles.” His compassion was incredulous. He actually watched us shop as if we were going to steal something from his store. I went to the car with my coffee. Heather and Brittany returned with the tale of his accusation that their ten-dollar bill was counterfeit. We shook it off.

“Well, girls, whaddya think?” I was taking a vote. We all agreed to press on past Goldfield and get this trip over with. The thought of a hotel room and waking up to tons of snow and needing to buy chains, etc. was not appealing. We were ready to be home.

An hour later we saw signs for the Goldfield cemetery. Then a deathly dark and silent town. One lone patrol car stuck its head out of an alley and then turned the other way. We rounded the 20 mph 90 degree turn at 5 mph and headed out of Goldfield. Then we saw the multi-colored emergency lights ahead.

“You’ve got to be kidding!” Heather snapped. “Are they actually pulling someone over in this weather?” We were showing signs of fatigue. As we passed by we saw that the truck and the strobe lights of the Highway Patrol vehicle were pointed towards the fields below.

“I’ll be someone went off the highway and they’re looking for them,” I feared aloud.

Eyes back on the road, it wasn’t more than 15 seconds later and everything went white. I slowed the car to a stop as quickly as reason would allow. “That’s it. We can’t travel in this!”

The girls agreed wholeheartedly. Fear was now our companion. We maneuvered the car around on the highway–there were no other cars or lights anywhere in the vicinity. Our only relief on our way back was the dark humor we enjoyed about the sinister laughing of the gas station attendant carving another hash mark into the backroom once we’d left.

Goldfield had zero accommodations which meant we’d have to retrace our journey from Tonopah. There was a Ramada there on this side of town. Still, it was 26 miles. Again. It was the longest 26 miles of the trip–in the wrong direction. Disheartened and beat we drove silently to Tonopah. I watched the odometer countdown the miles. We were almost there.

We got ourselves a room. The front desk lady was so nice and understanding. She gave us a special rate and let us know that she’d been watching the storm on-line and that it wasn’t clear until 60 miles out of Las Vegas. We’d definitely done the right thing in returning. Check out wasn’t until noon and there was a restaurant where we could get a good, hot breakfast in the morning. We retired quickly, completely spent.

Being the early-bird that I am, I was up at 7:30 a.m. I took a peek out of the black-out drapes to see it had stopped snowing. However, there was about a foot of snow on the ground and the roads weren’t plowed yet. I had no idea what awaited us. I grabbed a book for reading and Heather’s cell phone to make calls–I wanted to let the girls sleep a couple more hours. I would definitely need my morning time today–my “alone” time, as I affectionately refer to it. There was still half a trip to make.

Downstairs in the lobby my spirits picked up a little. This hotel was so nicely decorated–old western antiques everywhere. I was getting that “Nevada” feeling. It’s a wonderful feeling that you don’t really get in Las Vegas. These small towns, and even Reno, have a wonderful flavor all their own. You feel a part of their culture and a part of their history. It was a nice feeling of belonging. I was glad we were here. It felt safe and familiar.

These feelings were only enhanced as I addressed one of the waitresses in the restaurant. Could I buy a cup of coffee? I’d be back later for breakfast with my girls.

“Oh, here. Don’t worry about paying for it now–you’ll be back later. You can go relax in the saloon for privacy.” What a sweetheart. I actually stayed and chatted with several of them for a few minutes. We talked about the storm and I told my tale of woe of the 8 hour drive the night before. They were so kind. I felt encouraged.

In the Saloon the old West theme was continued. I was wishing for a pair of cowboy boots and a hat about then. Different employees came and went, taking care of their early morning duties. Each would stop and tip their hat, say good morning and comment on the weather. I settled in at the unattended bar with my book, phone and cup of hot coffee and directed my attention to the TV mounted up high above the bar.

The Wizard of Oz was showing. Now the thing about the Wizard of Oz is that it holds an especially significant meaning, not only in my life in general, but very specifically with my company, TellingTouch. So much of my inspiration for TellingTouch has come from the rainbow, and as a result, Somewhere Over the Rainbow has become a song I listen to on an almost-daily basis. This was so unusual to see this movie playing…now. I empowered it with meaning and decided to direct my attention to its message. (The November 20th launch date and subsequent update for the Christmas holidays had worn me out…I needed to quit resting on my laurels and get back to work. Unfortunately, my self-talk hadn’t quite done the trick. I was still unmotivated. Perhaps The Wizard of Oz would provide the right alchemy.)

Interestingly, one of the fellows stopped by to tell me that his daughter had played a part in The Wizard of Oz on Broadway. We chatted for awhile and then he went on with his work. I picked up with Dorothy meeting Scarecrow, Tin Man, and the Lion. I thought to myself, Brains, Heart and Courage. Consider a focus on those attributes to motivate you.

I hadn’t noticed until he spoke, but a local patron had arrived and seated himself around the corner of the bar from me. “It’s nasty out there!” he declared. “Nasty!”

“Yes,” I chimed in agreement, “I traveled eight hours in it last night.” Our discussion on weather ensued. We chuckled here and there. His name was Ron. Ron was probably in his late 50’s, about 5′ 10″ tall, average-frame and wore a long beard. He was clad in jeans, boots, flannel shirt and jacket and wore a knitted hat. He was pleasant and laid back. I was enjoying our conversation. He recommended that I check in with the Highway Patrol before heading out. He gave me walking directions–they were just around the corner from the hotel.

Then Ron told me that he’d walked over here to the hotel–that he used to have to use a cane and before that a walker. In fact, the doctors had said that he’d never walk without one of these aids. He’d proved them wrong. His condition was the result of a beating. He’d only been out of the hospital for 2 months now and that after having been in a coma for five and a half months.

He had my full attention. “My God! What happened? Why were you beaten?” my face scrunched in envisioned pain and disbelief.

Ron told me how a newcomer to town had taken a liking to one of the gals in town, which was a friend of his. In speaking to her one day, Ron had unknowingly offended this fellow, who then hunted him down in the middle of the night and beat him mercilessly–beginning with a forceful blow to the back of his head with a 2×4. That rendered Ron unconscious, but the beating continued. Both jaws were broken, all of his ribs, his spleen punctured. He’d been pronounced clinically dead four times during his hospital stay.

As I sat there stunned at his telling, Ron told me how he’d gone to court recently and that his perpetrator was now serving a 20 year sentence on one count and a four-and-a-half year sentence on another charge. “He’ll be away for a long time.” Then Ron lowered and shook his head continuing, “I just don’t understand. He ruined my life. All for talking to my friend. I just don’t understand.”

I felt compassion for this poor, hurting man. “How are you doing now? Are you in pain? Have your injuries healed?”

“Oh, I won’t take all those medicines they give me. The government sends someone in to clean my house once a week. And I have friends here. The thing is though–my memory was affected. I can’t remember things–long-term, short-term. I just pace back and forth turning on the TV and then the radio and then the TV and then the radio. I just can’t figure it out. Why am I still here?”

It was a rhetorical question and yet it begged for hope. I was trance-like, amazed that I would be so favored as to have this man pour out his story to me. My whole vision of TellingTouch, its mission, came crawling up my back. “These are the real stories of life–these are the Tellings–this is why you have created TellingTouch. These stories need to be heard.” I was listening with my soul now. I stared at Ron. I wanted to cry. I wanted to thank him for his taking time to tell me his story. I wanted to make it all better, but I couldn’t. I could only embrace this tremendous compassion and let it settle in my soul.

“Well, Sweety, thank you for listening to this old man’s story. Now you be sure and check in with the Highway Patrol before you head out of town.” He rose from his chair to leave.

“I will. Thank you, Ron. And, Ron, just keep doing what you’re doing–you’ll figure it out.” We smiled and he left the Saloon.

It took several minutes for the emotion of the moment to pass. I just sat there. Then I looked back at the TV. Dorothy was in the field of flowers with her companions. She was under the spell and had fallen asleep. It began snowing That is how she awoke. It was snowing. It was snowing. Eight hours of snowing, sleeping, awaking, getting back on course, remembering one’s purpose. Snow. I was awake.

I walked to the Highway Patrol offices which were locked up, but one of the patrol cars was pulling into the lot. I waited and spoke to him. He told me the roads were pretty good now and that the snowplows had gone through a couple of times between Tonopah and Goldfield. I went back to the hotel to rouse the girls from their slumber. I actually ran into Ron again in the hallway.

He smiled, “You’re an angel.”

“Oh, no, not me,” I laughed.

“You know, I should tell you. I’m an ex-convict myself, having spent many years in prison,” he shook his head, then looked up at me. “I just want to do good with my life now. When I was young, I was quite the hoodlum.”

My wit couldn’t resist, “All it took was a smack upside the head with a 2×4.” We nearly died laughing. His was a good, robust, from the gut laughter, which I was grateful for–sometimes I open my mouth and insert my foot. We hugged and said good-bye for the second time, but not the last.

While the girls got ready for breakfast I found Ron and his friend, whose nickname is actually “Angel”, who had now joined him, in the Saloon. I’d been hoping to locate him once more–I’d brought down a gift from my bag for him for his home. I had a rainbow sun catcher and a set of Mirror Talk affirmation clings with me. I’d packed them uncertain as to why or to whom I would give them. The wording on the sun catcher said, I’ve traveled to the rainbow’s end and have found not gold, but you, my friend. Now I knew who they belonged to. Ron was so delighted with my gifts.

Angel was such a doll, and it was easy to tell she truly cared about Ron. The three of us talked and talked. She provided more details of his story–how she’d longed to go visit him in the hospital and how she’d flown across the room when she first saw him again just a few weeks back…how her little two-year old daughter, Summer, absolutely adores him and giggles and smiles whenever she sees him. As Angel spoke, she’d reach out occasionally and pat Ron’s leg or lovingly pinch his cheek. He was touched by the attention and care. We both saw the tear form in his eye just then. She reached up and wiped it away. That damned lump in my throat was back again. I thought to myself, Ron is loved and he loves. That’s the most wonderful reason to be alive. He just hasn’t remembered that yet, but he will. He will.

Well, the girls and I finally got on the road again after a good home-cooked breakfast. This time roads outside of Goldfield were actually clear. Heather even gave me a break and drove part of the way into Vegas. I got a chance to rest and look out the car window at the scenery–beautiful snow-covered mountains, baby-blue skies and puffy white clouds. As I drifted off to sleep I thought to myself, maybe the gas station attendant wasn’t so sinister after all–perhaps he was just on a different time table than us–a little out there in the future. Or maybe, just maybe, his timing was just right.

Saijin. is a poet, writer and songwriter. Saijin’s Journey Begins, The Owl and The Buddha, is her first pre-teen book and is currently awaiting publication. Now that her website has launched, Saijin will turn her attention to her current literary work, TellingTouch, the Story, which is the retelling of the synchronistic events leading up to November 20th, the official launch date of the TellingTouch website. Her passion for writing and for encouraging others to do the same is her heart-felt mission. With over twenty-five years of working with adults and youth in mentoring and teaching capacities in private, personal, academic and religious arenas, Saijin, now turns to share her gifts of enthusiasm, inspiration, encouragement and mentoring to all those who are ready to share their life experiences and gifts of wisdom.

Home Foreclosure Plan – Do I Play Defense Or Offense?

It is no secret that the economy of the United States and the World is in serious trouble and every homeowner should have a home foreclosure plan. Even if you are not currently in trouble, tomorrow your job or business could be in jeopardy due to the economy. It is never to early to think of a plan to protect your hard earned investment which will give you the freedom from the stress level that millions of Americans are feeling at this exact moment because they do not have a home foreclosure plan. As March Madness is upon is let’s examine the plan dilemma in sports terminology. Is it better for me to play defense or offense?

1. Play Defense: If you have a solid job or business and do not see any trouble on the horizon you may not need an aggressive home foreclosure plan so we will call this the defensive approach. In many areas of the country such as California, Nevada, Arizona, and Florida this is probably not the best choice because it is more than likely that your current loan is more than your house is worth and you need a solid plan. The famous quote in the sports world that “defense wins championships” does not necessarily apply in the game of home foreclosures.

Let’s examine why playing a strong game of offense for this plan is a very powerful tool. The old sports adage that offense wins games but defense wins championships does not apply to the game of home foreclosure plans.

2. Play Offense: This option designed to take the game directly to the Brokers, Lenders, and Wall Street who put you in a loan that was designed to fail. You do not have to be currently delinquent on your loan to take this approach. If you signed loan documents and did not provide your Broker any proof of income you should pay careful attention to this plan.

The remedies available under this plan are very powerful for the wronged homeowner. After a thorough audit of your loan documents we will determine the extent of the fraud involved and make a decision about whether this is a viable plan for you and your family.

It is ultimately up to you to decide which style of game you wish to play with a home foreclosure plan. If decide to take the offensive approach there are those that help you every step of the way and will discuss all home foreclosure plan options available to you.

It is ultimately up to you to decide which style of game you wish to play with a home foreclosure plan. If decide to take the offensive approach we are here to help you every step of the way and will discuss all home foreclosure plan options available to you